Tuesday, November 16, 2010

Rule of 72


The “Rule of 72” is a method to determine how long for an amount you invested will be double, by given a fixed annual rate of interest. This rule will quickly tell you how many years to make your money double by knowing the interest rate, all you need is by using this rule.  
This can be easily calculate by using formula below:
Year to double up = 72 / Interest Rate
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For example:
With a constant  6% interest rate per annual, mean your money will need 72/6 = 12,  12 years to become double. 
To make your money double in 6 years, mean you need 72/6 = 12, 12% per annual interest rate.
This rule also can be use for expenses such as inflation rate.
For example:
If inflation rates go from 2% to 3%, this means that your money will lose half its value in 36 or 24 years.

$$ Let's Start To Double Up Your Money $$

Monday, November 15, 2010

易桀齊 - 一如既往




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一如既往

/曲:易桀齊

電線竿那一支風箏
風吹日曬它終於剩下枝架
那年我們並肩站在同個窗口看
我看見遠方 愛情的模樣

如果有忘掉的力量
這個窗口就不會變成老地方
你選在一個最晴朗的一天出發
天空那麼亮 放大了憂傷

* 我的愛 捨不得最美的時光
曾經擁有相同的信仰
總算帶來過歡笑
我們的愛 像風箏的線那麼長
我這樣濕了多久眼眶
有什麼不能原諒 不想原諒
因為我的愛 一如既往

如果有忘掉的力量
好把這窗口砌成記憶的磚牆
你選在一個最晴朗的一天出發
天空那麼亮 你別來無恙

回去那告別的地方
站在同一個窗口再來一次眺望
電線竿那一支風箏
不知飄到那裡了 不是那支風箏
是我的心一直卡在那兒

Tuesday, November 9, 2010

Value of Engineer Title



The value of Engineer Title

A fresh graduate engineer with a qualification of Bachelor Degree, the monthly salary normally in Malaysia will be around 2.2k-3.28k Ringgit Malaysia. Only some of talented (maybe) people can get higher than 3k above/month. After deducted the EPF, SOCSO, and income tax, the amount will be around 2k++. I can't imagine how to survive with this such amount of monthly income if stay at KL. For those people that stay at Penang, maybe can consider this as enough only. As the living fee at Penang is much lower.  

Really not dare to think about it for the next 5 years living expend, as the inflation rate is increasing. 

My point of view is still Penang the best place to find a job and build up the career.

Sunday, October 17, 2010

李宗盛 - 給自己的歌



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作詞:李宗盛@縱貫線SuperBand
作曲:李宗盛@縱貫線SuperBand

想得卻不可得 你奈人生何
該捨的捨不得 只顧著跟往事瞎扯

等你發現時間是賊了 它早已偷光你的選擇
愛戀不過是一場高燒 思念是緊跟著的好不了的咳

是不能原諒 卻無法阻擋
恨意在夜裡翻牆
是空空蕩蕩 卻嗡嗡作響
誰在你心裡放冷槍

舊愛的誓言像極了一個巴掌 
每當你記起一句就挨一個耳光
然後好幾年都聞不得 問不得女人香

往事並不如煙 是的 在愛裡念舊也不算美德
可惜戀愛不像寫歌 再認真也成不了風格

我問你見過思念放過誰呢
不管你是累犯還是從無前科
我認識的只有那合久的分了 沒見過分久的合

歲月你別催 該來的我不推
該還的還 該給的我給
歲月你別催 走遠的我不追
我不過是想弄清原委

誰能告訴我 這是什麼呢
她的愛在心裡 埋葬了 抹平了 幾年了仍有餘威

是不能原諒 卻無法阻擋
愛意在夜裡翻牆
是空空蕩蕩 卻嗡嗡作響
誰在你心裡放冷槍

舊愛的誓言像極了一個巴掌 
每當你記起一句就挨一個耳光
然後好幾年都聞不得 問不得女人香
然後好幾年都聞不得 問不得女人香
然後好幾年都聞不得 問不得女人香

想得卻不可得 你奈人生何
想得卻不可得 情愛裡無智

Sunday, October 10, 2010

Working Life


Almost 4 months working, and already confirm as a permanent employee. Started love my job very much and enjoy the working life there, hopefully there will be better opportunity of my future in this company. 

Last month was the crazy working hours in this company, which I work non-stop without any weekend rest and weekday work from 8am to 9pm. Obviously the time I'm staying at company is more than staying at home. If ask me rest one day at home and not go to company work, seriously I will started feel not comfortable.No doubt to say that I'm started addicted working !

Give me 3 years time to say "No" to Engineer working life. Ops! Should say not work for people !

As a employee, we can know how much we earn per year. Better find some solution to know how to make money generate money!

Quote: " Not work for money, but we should make money work for us ! "

Sunday, September 5, 2010

My Convocation 2010



Long time not updating my blog since after start working. Time to write something and make this blog fresh back with my Convocation ceremony moment.

5 years of study and finally I can declare my self as a engineer. Proud to say that I'm part of the second batch of B.Eng (Hons) Electronics Majoring in Nanotechnology graduated student.

Finally the dream to get the scroll from Tun Dr.Siti Hasmah is realize, since I always dream about  it during the second years of my study (Gamma year). But the moment is too short, just about 3 minutes in stage which I spend 4 years to get it. The 3 minutes duration is such a wonderful moment of my life. Now just the picture that can keep it as my memory to refresh back.

Thank you to my best friends that attend to this convocation ceremony and take picture with me, It's such a wonderful moment to remember and appreciate. 

Thanks lot to Sharon Chong, Lim Yong Ching, Lee Pin, Chee Kin, Sze Yaw, and William Ng for the flower and present,  which you guys brighter up my first and second year of University life with Sing K, eat all the nice food in KL, hang around and some trip. Keep in touch buddy !

My favorite couple Jenny and William Tan, thanks so much for the book (How to make money from your stock investment even in a falling market). Hopefully this book will guide me to the dream of  35 years old retire. Let's realize it together. Will share with both of you when finish read the book. Waiting both of you convocation at 2011, stay tuned.

Thank you to the peoples that helping me during my 4 years studies in MMU. Your name will always remember in my mind.   

On that day feel disappointing cause not able to take picture with all the friends due to the crown and time. Hai.........  =.=  Hopefully all of us will keep in touch in the future, all the best !  

Time to share my convocation moment with you guys. 

Venue: Multimedia University, Cyberjaya Grand Hall
Date: 31 July 2010


Faculty of Engineering
The place that sharp up my knowledges

The moment !

Finally got my scroll from 
Tun Dr. Siti Hasmah

Finally......

The present and flower from friends
Thanks so much .....
 Appreciate.......  
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Family Moment







~ Thank You ~
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Friends Moment














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Nano-kia v2.0 Moment



1.......2........3.........





 Our lecture is joining us too,
the one who wear blazer
 haha.....

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Nanotech v2.0 Batch Buddy

The most respected lecturer.
Dr. Ong, you really a  great lecture.
Thank You Sir...!

With my FYP supervisor
Dr. Lim
Thanks Sir.








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Graduated Buddy & friends


















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Old gang Moment








Another 1......2.......3......




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The best....best.....best...... friends

The big bully queen, Jenny
=p

Keep in touch !

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YJ and Jinn graduation

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This will be my last
to sing the Permata Dunia


~ Thank You ~